Ratele oficiale de schimb

12.04.2010 „VICTORIA Asigurari” remains in the top 10 insurers of Moldova

25 insurance companies have underwrote in 2009 insurance premiums amounting to 813 ml. MDL, 2.4% less than 833 ml. collected in 2008.  The claims increased in  2009, by 31.93% (87 432 312 MLD) and claims ratio also increased with 11.54% since 2008. Although profit insurance market as a whole decreased with only 18.86% (33 848 856 MDL), a positive dynamic of profit in 2009 compared to 2008 showed only 8 of 26 insurance companies, including „VICTORIA Asigurari” with an increase of 3.55%. Top 10 insurers in Moldova remains practically unchanged, VICTORIA Asigurari occupies the ninth position .

   

 Predominant market share in the insurance portfolio of 2009 is represented by the motor insurance (Hull insurance, MTLP, Green Card) - 59.37% of total gross written premiums (PBS). Claims rate is 44.24% overall market, the highest level of claims belong to Hull Insurance -  74.92%. 6 insurance companies hold the Hull insurance portfolio, occupying 72% of market share.

 

     Health insurance generated in 2009 premiums of 38.5 ml. Lei to  those 21 companies that sell this product. Speaking about claims, the companies paid 9.4 ml. Lei  in 2009. Top 5 leading companies in the health insurance remains unchanged, and „VICTORIA Asigurari” is placed on the 5-th position with gross written premiums of 1.4 ml. Lei.  The same leaders paid in 2009  compensation amounting to 8.2 ml. Lei, only the fourth position,  this time, was occupied by VICTORIA Asigurari, which has honoured the obligations of reimbursement the medical services expenses.

  

  

  Mihai Manole, president of the Insurers’ Union from Moldova, contends that:

„ Currently we can not talk about a developed insurance market. There are many doubts. Although some increases are more pronounced compared to previous years total premiums remains very small relative to market capacity. Lately , is speaking extensively about Moldova's accession to the European Union, but , we stil remain with unexplored areas such as agricultural insurance, buildings insurance, compulsory health insurance. We need to develop more and more types of insurance products, many of which will be compulsory. „