Covered risks

The product offers insurance in case of permanent full/partial disability due to accident, hospitalization and recovery period after accident, surgery, temporary disability due to accident (sick leave), death due to accident and, in the amount of 40 to 100% of the insured amount, death due to any cause.

This type of insurance implies two variants. 24 hour protection and limited protection in case of accidents suffered by employees during fulfillment of their functions or during business trips, within and out of working schedule.

The insurance may be combined with an investment product turning into a short or medium term life insurance policy, which is attractive to both employer (seen as a means of rewarding and enhancing employee loyalty) and employee who will have additional funds.

What are additional advantages of this insurance?

The insurance covers certain obligations from the collective labor contract and allows implementing company loyalty policies. At the same time, the employer can pay the whole amount or share it with the employee, thus showing increased care for employees.

 

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