Who can be insured?

Any individual with permanent dwelling or residence in the Republic of Moldova intending to travel abroad.

What risks does the medical insurance abroad cover?

The policy issued by Victoria Asigurari covers cases of accident and unexpected disease occurred during the insured person’s trip abroad.

What expenses does Victoria Asigurari cover?

- Medical expenses due to:

a) inpatient treatment (hospitalization), including surgeries, diagnostic investigations, as well as drugs and procedures prescribed by the attending physician;

b) outpatient treatment, including medical services, diagnostic investigations, drugs and procedures prescribed by the attending physician (plaster casts, bandaging);

- Medical transport costs:

a) for transportation by ambulance or other transport means from the place of insurance event occurrence to the nearest hospital;

b) for urgent medical repatriation of the insured by an adequate transport means, including escort costs (if recommended by the attending physician) to the insured person’s home or to a hospital nearest to his/her home.

- Occasional transport costs:

a) for the insured’s return trip to the country of permanent residence in case when the insured’s departure was delayed by insurance event occurrence requiring hospitalization;

b) for return trip of children accompanying the insured abroad in case when they were left without surveillance following the insurance event;

c) for (round) trip of the insured’s relative when the insured traveling alone must stay in hospital for more than 10 days;

- Repatriation costs of the insured’s dead body, approved by Victoria Asigurari, when death resulted from insurance event occurrence.

What territories does the medical insurance abroad cover?

-  CIS;

-  European Union;

-  other states.

What is the insured amount?

Liability limit of Victoria Asigurari is determined depending on the country of the insured’s temporary stay and varies from USD/EURO 5,000 to USD/EURO 50,000.

What are the advantages of this insurance?

-  the insurance policy is valid anywhere in the world;

-  it covers a wide range of medical and transport costs;

-  insured persons can obtain nonstop assistance in any place;

-  medical expenses are paid directly by Victoria Asigurari to the hospital or clinic where the insured has received treatment;

-  there are premium discounts for young people, organized groups and businessmen;

-  the insurance may be concluded for periods of 3 to 365 days depending on the insured person’s period of trip or stay abroad;

-  holders of multiple entry visas benefit from special tariffs.

When does liability of Victoria Asigurari start and end?

Liability of Victoria Asigurari starts at the moment of crossing the border of the country (countries) of stay specified in the Insurance Policy and ends when the insured has left the territory of the said country.

 

 

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